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it seems the two of you have a spending problem. $ K on credit card bills seem a excessive for middle class people. also daycare is expensive for 2 year olds. mothers should really be exclusively with their up to age 5 or 6. since neither of you can afford to do that, i suggest finding a passive source of income. since you found this great new job, is there a way you could get a to make an investment or otherwise start a method for a passive source of income? also as a stay at home mother, is your wife helping you with your business or is she just out shopping all the time? you need to come up with a business plan for how to financially manage your life together and come up with a list of rules. your first rule should be- no shopping unless absolutely necessary. similarly not going out to extravagant dinners all the time. second rule should be she should help you with your consulting firm no 3 find a passive source of income. houses are never a great investment, unless it's already paid off and you are using it as rental property as a passive source of income. instead of selling your seattle house, why don't you use it as a rental property? my cousins recently bought a second house, and they are using the first house income to support their parents in which they are getting a large tax break. they also bought their parents a new house and the second house is paying for their mortgage. just "getting a job" isn't a great idea unless she is going to paid mid 6 figures because the daycare expenses add up significantly. most of all, you need to work as a team to solve your problems and come up with some viable solutions. if both of you are bad with money, then make an appointment with a financial advisor or personal wealth management or accountant and how you can benefit from tax breaks, tax incentives and getting a for attaining a passive source of income. good luck~ Abberley girl naked
being promoted just because it insure the uninsured nor out of altruistic concern for the. populace. Actually, it is a very sneaky approach to doing away with Medicare Medicaid. These two programs are a drain on the. government's budget, and politicians have sought for an acceptable way to dump these programs. The Medical industry relied heavily on incomes derived from Medicare (and Medicaid to a lesser extent) and would be expected to to any change in the status quo. Now, however, the medical industry, including the AMA, is strangely rallying behind -'s. And well they should, for a mandatory health insurance program is guaranteed income for the medical insurance industries. From what businesses does the. government, or any government, insist that citizens purchase products or services? I know of only one the insurance industry. Insurance companies are wealthy enough.. individuals should not be forced by the. government to purchase products nor services from private companies. If you cannot say "no" it is obvious that you have no choice. And, if you have no choice the implication, and fact, is that you have no freedom in the matter. And the. is supposed to be, above all, about "freedom," isn't it? If we are told that we must make a purchase, and from whom we must purchase it, we have to conclude that we are being denied our freedom. Not having a choice is not being free . If we want something, and we have the bucks, we'll buy it or not. The government should NOT BE FORCING ANYTHING on us. If Medicare Medicaid are burdens that cannot be handled , DUMP THEM. Or TRIM THEM TO THE BONE. But DO NOT tell us what we must purchase. Actually, we the people should be telling our government what to purchase NOT the other way around ..As of late, it appears that they really need some serious directing from outside of that pirate's den AKA Washington, need to bone up on the French Revolution horney women GoteboI'm sorry you are in this situation. First, because even though you have a good income, your expenses exceed your income and your hubby is still of the mindset that he is earning the big bucks he was earning before. Also, it must be extremely frustrating that he won't listen to you. It sounds like you might need a couples counselor as much as an outside financial adviser, but I would bet Hubby would resist both. As someone who was in a similar situation, I can tell you that harping on it not help. He think you are not supportive or that you are undermining his potential success with negativity. You need to remind him that you him and appreciate his hard work. Do not quibble over which Chinese restaurant is cheaper. In fact, try not to talk about money at all for a while. Then one day, go for a picnic in the park and while he is in a good mood, tell him you need his help. Tell him you are sad. Tell him you are worried about the future. If he loves you, he want to make you happy. He want to help you. Put the ball in his court. But you must insist he start handling the finances or at least sit down with you to go over the bills. Divorce is not the answer. It sounds like you need each other. You have family members whom you have helped in the past with no expectation of repayment. You might have to rely on their help without expectation of repayment. Finally, you should consider filing bankruptcy to get out from under your debt. He might think that is immoral too, but you might have no choice. over 50 dating
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