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- not your bills. If you default on the its going to be YOUR credit score dropping and BOTH OF YOU be on the hook to pay for what ever you end up owning. Yes, you should have prepared yourself, YOU know that money was going to be tight. YOU knew the warning signs that you boyfriend had a hard time with finances.You should not have bought this home if you could not afford it. Just wait until your roof leak or you have some repairs. How about if one of you get fired from your job? Listen, your worries should not be over this $. If you would have planned for the what ifs you would not be in this situation to begin with. horny in florence sc
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