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just lookin for a smart good looking and independent woman Amor Verdadero w4m Estoy con muchas ganas de formar una relacion bonita. Estoy buscando un hombre que sea sincero, honrado, y carinoso, como yo tambien ofresco lo mismo. Me gustaria formar un noviasgo que quisas se de a una relacion formal y quisas matrimonio con familia propia.
TU: 30-40, alto, trabajador, con buenos sentimientos, divertido, y inteligente de mente abierta. Un hombre que aprecie tanto la belleza de la naturaleza como la modernidad de la tecnologia. Me gustan los hombres que son fuertes y no tienen miedo alcanzar lo que quieran, y que les guste tomar la iniciativa en una relacion.
YO: 31, 5'9" (mas de 6'0" con zapatillas) llenita con muchas curvas, ojos cafe claro, y cabello oscuro largo ondulado. Soy una mujer familiar, divertida, y trabajadora. Me fascina la musica de muchos tipos, ir a la playa, ir a campar, y ir a Las Vegas. Tengo algo de rebelde, pero por lo regular soy una persona tranquila. Aun que naci en los EEUU, fui creida de mis padres de Mexico, y por eso las dos culturas han formado mi manera de que yo soy. Soy Piscis y siento mas compatible con Escorpion y Cancer. Al inicio puedo ser poquita timida, pero con la confianza me vuelvo mas carinosa, apasionada, y amorosa.
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Fidelity Investments Estimates $ , Needed to Cover Retiree Health Care Costs Provides Steps to Help Consumers Develop a Plan to Meet Future Costs BOSTON (BUSINESS WIRE) A 65-year-old couple retiring in need approximately $*** to cover medical costs in retirement, according to Fidelity Investments’ latest health care cost estimate, released today. This figure is a percent increase over the estimate of $ . The retiree health care cost estimate is issued annually by Fidelity Investments. Since the estimate was first calculated in , the number has risen a total of 41 percent, with an average annual increase of percent. As in past years, the estimate assumes individuals do not have employer-sponsored retiree health care coverage and includes expenses associated with Medicare Part B and D premiums3 (30%), Medicare cost-sharing provisions co-payments, co-insurance, deductibles and excluded benefits (39%) and prescription out-of-pocket costs (31%). It does not include other health-related expenses, such as over-the-counter medications, most dental services and term care. “With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning,” said Kimler, executive vice president, Fidelity Investments. “Given current economic conditions, this is especially true for those planning to retire in the next few years or before they qualify for full Social Security or Medicare benefits.” Significant drivers of the retiree health care cost estimate’s increase from to include higher unit costs (., the price of a doctor’s visit) and higher utilization rates for health care services (., more doctor visits per person). Additional contributing factors include rising costs associated with new, such as better diagnostic testing, prescription and an increase in certain chronic conditions (., diabetes). lets make it Havana North Dakota and hot
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