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He has a personal account for whatever he wants to spend it on. You have a personal account for the same thing. You both have a JOINT account for paying whatever bills you both require to keep the household running and jobs secure. (Necessities would include a car if you both 'share' that vehicle, even if one doesn't drive. It's a necessity for his job, therefore, necessary to both of you for security. And be sure YOUR name is also on the title.) Both incomes go directly into the joint account. Pay the bills first. Then pay yourselves whatever is left over, into your separate personal accounts, whatever "fair" portion you both agree to. If he wants to it "his" car, then he should be fully responsible for the payments and upkeep out of HIS SHARE of spending money only. NOT from the joint bills. And you need to learn to drive better and get over your fears. Practice make the fears go away. Get your own car if you want. I'm sending you an e-mail with a suggested financial plan for splitting accounts, spending money and bills. Too lengthy to post here. it helps. tonight fantasy to reality
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