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If that account was created when you were still a minor, which is what I understood, then it is a custodial account. When the turn 18 it is converted to a "regular" account, be it checking or savings. What I said is generally correct, although there are probably exceptions to the rule. If my wife were to go to the bank and take my name off of our joint account, I wouldn't be happy with her, and I wouldn't be happy with the bank for letting her do it. In fact, I can such an action would probably result in a successful lawsuit against said financial institution. I wouldn't expect the bank to allow any name to be from an account. When we get a divorce, if she goes to the bank with me and signs something allowing me to keep the joint account and remove her from it, that's different. They do that, but I would be surprised to it. In the case of a credit card, with an existing balance, the only way I know to remove a name from that card would be to transfer the balance and close the account. The same is true with a mortgage, car, or HELOC. The bank simply won't let one party out of an obligation to pay. Since the OP was asking mainly about a credit card, I answered that he or she should not expect the bank to allow one name to be from an existing account. I stand by that statement. marge Tahoe City fucks everyoneI think you'll understand men the day after men understand women. You seem to be looking for perfection, and feel that only women can be perfect. Why aren't you a lesbian then? Oh, so you DO like men; but you just want them to be more like women. I think your problem is similar to the worker who only has a, everything looks like a nail! The truth is neither of us ever understand each other. How about we both meet in the middle and we don't let our egos get in the way? Life is about balance, not tipping the scales in one's own favor. Enjoy the difference. dating chat rooms
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