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If that account was created when you were still a minor, which is what I understood, then it is a custodial account. When the turn 18 it is converted to a "regular" account, be it checking or savings. What I said is generally correct, although there are probably exceptions to the rule. If my wife were to go to the bank and take my name off of our joint account, I wouldn't be happy with her, and I wouldn't be happy with the bank for letting her do it. In fact, I can such an action would probably result in a successful lawsuit against said financial institution. I wouldn't expect the bank to allow any name to be from an account. When we get a divorce, if she goes to the bank with me and signs something allowing me to keep the joint account and remove her from it, that's different. They do that, but I would be surprised to it. In the case of a credit card, with an existing balance, the only way I know to remove a name from that card would be to transfer the balance and close the account. The same is true with a mortgage, car, or HELOC. The bank simply won't let one party out of an obligation to pay. Since the OP was asking mainly about a credit card, I answered that he or she should not expect the bank to allow one name to be from an existing account. I stand by that statement. attractive and hung guy seeks lady for discreet fun
It can't be all one way, or the other nor can it be completely equal. In this area, TRUST and respect matter more than any other. There's bound to be an impasse, no matter what you do. It's those times when one of you HAS to make the decision they feel is best and the other one has to TRUST in that decision and abide by it. You give the power to decide to your spouse, even if you don't agree with it. This isn't so hard to do if you TRUST your spouse to keep your family's best interest in mind. You don't have to agree with his or her decision, but you DO have to trust that s/he is making a fair and just decision. For example, we helped a family member this year with a huge project she needed a ravine cleared of trees, culverts installed, and the whole thing filled in. This required extensive use of a backhoe, chainsaws, crew to help, wear and tear on our equipment and vehicles, risk to life and limb, and $$$MONEY$$$ which neither of us had just lying around. I was deeply afraid for our budget, and argued for the project to be delayed until she could pay for it, or just abandoned (it wasn't a necessity). I could not where we'd get the money. I relented to DH, because I trusted him. And even if the project failed or went bust, I knew he would never risk our own welfare to complete it. Each week, we scrambled to find money for one part or another. We got through it, the job is 70% finished and hold for the, and didn't drive us to the poorhouse, we still eat quite well and stay warm and dry. There are other areas in which DH bends to my, too, even though he disagrees such as maintaining what we need for the house, computer equipment, and managing the weekly budget. It has worked out that he's in charge of the big decisions, and I keep all the mountains of little ones at bay so they don't become big ones. It's a workable balance of power. I don't intrude on his areas of expertise (seeing the bigger picture and planning for the future), and he doesn't intrude on mine (attentiveness to detail, keeping the machine oiled and running smoothly). One reason this works is because we know that trust is earned, not blindly given. We don't just do whatever the hell we want, because we know making a wrong move could damage trust. horney girls im Newport News taxasWork all the time and trying to balance my home life at the same time. My ex takes the to the doctor if sick or let them stay at his house for the day so that I can work. They still get to their dad and me when I am off in the evenings. dating man
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