dom f needed NOW, m4w wm, tall, slender, in shape, attractive, professional, seeks female for role reversal. I am disease free, just tested after end of two year monagamous relationship with girlfriend. I have never done a guy, but love to pleasure my mistress endlessly. I do have an eclectic desire to experience role reversal, feminization, sissy training, french maid kind of fantasy. Lots of toy play. If interested please write soon with pic, one will be returned quickly. I am functional and enjoy switching somethimes and being the dominant. But very hot for this feminization thing, would love to be a femmed up sub for all your desires. write soon if serious. Array poison Las Cruces bbwFashion Designer Seeking Sug Baby DON'T LIKE :
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Honestly I seek someone who is between 19-30 , beautiful and sexy with sexy out fit has no head issues and can separate them from their ego and wants to live in the moment. Who does not believe in that you do not ONLY live once, has goals in life and is seeking a partner/friend who can help them achieve their goals. so if you are comfortable with older man in public and extremely beautiful and open minded please send me name , age , pictures and get your passport ready for first exiting trip
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Fidelity Investments Estimates $ , Needed to Cover Retiree Health Care Costs Provides Steps to Help Consumers Develop a Plan to Meet Future Costs BOSTON (BUSINESS WIRE) A 65-year-old couple retiring in need approximately $*** to cover medical costs in retirement, according to Fidelity Investments’ latest health care cost estimate, released today. This figure is a percent increase over the estimate of $ . The retiree health care cost estimate is issued annually by Fidelity Investments. Since the estimate was first calculated in , the number has risen a total of 41 percent, with an average annual increase of percent. As in past years, the estimate assumes individuals do not have employer-sponsored retiree health care coverage and includes expenses associated with Medicare Part B and D premiums3 (30%), Medicare cost-sharing provisions co-payments, co-insurance, deductibles and excluded benefits (39%) and prescription out-of-pocket costs (31%). It does not include other health-related expenses, such as over-the-counter medications, most dental services and term care. “With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning,” said Kimler, executive vice president, Fidelity Investments. “Given current economic conditions, this is especially true for those planning to retire in the next few years or before they qualify for full Social Security or Medicare benefits.” Significant drivers of the retiree health care cost estimate’s increase from to include higher unit costs (., the price of a doctor’s visit) and higher utilization rates for health care services (., more doctor visits per person). Additional contributing factors include rising costs associated with new, such as better diagnostic testing, prescription and an increase in certain chronic conditions (., diabetes). sluts in ellsworth wisconsin(Yep, our zone goes up to 11.) I used to be in 5, so big change. My Sunset Western Garden Book doesn't even cover 11. I can't wait until bird of paradise blooms. (sorry for the thread hijack if anyone cares) dating online for free
bored in massage Liverpool end I believe I was born. I never felt the same as my peers and it took into my teens to sort out why that was. I believe people are for a variety of reasons. Some, like me and some by choice and some by individual attraction over gender attraction (like bisexuals). And then, experimenters or sexual tourists who just want to try a variety of things. As I said in another similar discussion, we responded to a simple argument of 'just stop being and chose being straight' with a simple argument of 'being isn't a choice' when life just isn't that simple. I for one can't imagine ever being attracted to a guy, but I also know that life is funny and we never know what is around the corner. I think attraction and sexuality are fluid and while we certainly have our preferences, and some from very early on, and some are forever, everyone is an individual with their own unique experiences and we can't make all encompassing statements that cover every one of us. Maybe for her, she sees herself as straight and was inexplicably attracted to her current partner. Instead of feeling like it wasn't within her control to like her, she decided it was more self empowering to define it as her choice. divorced women looking for cock just rules
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