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I have made bad credit decisions. I went into debt when my husband was out of work for some years and we got credit cards to buy diapers, food, necessaties of life. I know it was wrong but with two small I had no choice. we needed to survive! now years later it all comes back to haunt us. we never owned a home. we are now in the position to buy a home but our credit is stopping us. we pay $ a month on rent. we pay our debts on a monthly basis. we have never faltered when it came to paying our rent or utilities(sometimes late) but the important things we always made sure we paid. the banks won't give us a mortgage. the mortgage companies won't give us a mortgage. we are able to pay a mortgage but because the credit card companies say we are not good enough the banks won't take a and lend us the money. Why are the banks listening to credit card companies and not going by our landlords testamonies or the utilities testamonies? they are the ones who tell these banks that we are good to invest in. that we pay our rent every month for 24 years now. we have always kept a roof over our heads and food on the table and have never had our utilities shut off. We are good enough to invest in. why won't someone take a on us? women Boykins wanting sex
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