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Holidays Have you STRESSED out?? m4w Do the holidays have you stressed out? Could you use a nice very relaxing full body massage? Would you like an oral happy ending without having to give or do anything in return? I am the man for you. I am white, clean, ddf and have an athletic build with very strong hands that can rub the worst stress out of your body. I also have one of the best tongues you will ever experience. The oral ending is not required if you do not want it, it is only a bonus as I love to see a woman in pleasure. Anyway, as I said nothing is required from you in return. All I ask is you not have more then a few extra pounds and you be clean. If you would like the oral ending I will also ask that you be shaved or very trimmed and DDF. I am real and I am not looking for any sites or anyone wanting p2p. I just happen to love a womans body and think they are the most beautiful things on earth. I am very good at both the massage and the oral so whatever you need feel free to email me. Put "stressed" in the subject line and tell me what you would like me to do for you. If you want my picture then send me yours. I look forward to your email and I hope you have a very merry christmas. free black adult nsa match Delta Junction Alaskaocd and love my chiropractor at Randalls w4m You chatted me up in the Randall's check out line Thursday afternoon, but never closed the deal ;) You, cute, buzzed head, white shirt. Me, dark brown hair, black pants and b/w top with the Starbucks drink. Talked about chiropractors and how are day was.
Was hoping you'd come find me in parking lot and ask for my number. Never had an opportunity to do a missed connection, but here it is.
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hey guys looking 4 a good time Not knowing much about you (age, relationship status, etc.), I couldn't say. You obviously don't want, or any more, I would assume. If I was thinking about it at my age (54), I would probably just get snipped. It's not really an issue with me as I am virtually celibate anyway. I already have prostate problems and produce very little semen, so the chances of me getting anyone pregnant are slim at best, but it could happen. I don't know about the health risks of a vasectomy, But I am aware of the risks of having unprotected sex with multiple partners. AS OOOHHH said, condoms cover on both bases, but as you said, They ain't' no fun, not latex ones anyway. Natural skins are not bad as far as the feeling goes, and they prevent pregnancy, but not necessarily STDs. It's your choice. lonely Sulphur Well Kentucky wife looking for sex
Fidelity Investments Estimates $ , Needed to Cover Retiree Health Care Costs Provides Steps to Help Consumers Develop a Plan to Meet Future Costs BOSTON (BUSINESS WIRE) A 65-year-old couple retiring in need approximately $*** to cover medical costs in retirement, according to Fidelity Investments’ latest health care cost estimate, released today. This figure is a percent increase over the estimate of $ . The retiree health care cost estimate is issued annually by Fidelity Investments. Since the estimate was first calculated in , the number has risen a total of 41 percent, with an average annual increase of percent. As in past years, the estimate assumes individuals do not have employer-sponsored retiree health care coverage and includes expenses associated with Medicare Part B and D premiums3 (30%), Medicare cost-sharing provisions co-payments, co-insurance, deductibles and excluded benefits (39%) and prescription out-of-pocket costs (31%). It does not include other health-related expenses, such as over-the-counter medications, most dental services and term care. “With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning,” said Kimler, executive vice president, Fidelity Investments. “Given current economic conditions, this is especially true for those planning to retire in the next few years or before they qualify for full Social Security or Medicare benefits.” Significant drivers of the retiree health care cost estimate’s increase from to include higher unit costs (., the price of a doctor’s visit) and higher utilization rates for health care services (., more doctor visits per person). Additional contributing factors include rising costs associated with new, such as better diagnostic testing, prescription and an increase in certain chronic conditions (., diabetes). woman seeking man ads Chickasha
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