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generally agree. i just was taking exception to your weaving this point in with mine. so to your point specifiy, it be eons before total peace comes about. however the large scale wars can stop much sooner. this is a good time to begin that process is what i am saying. if we did our part , other players would follow. as for human nature, some types of people are more naturally competitive than others yet we can and have devised outlets for competitiveness which do not require grand wars and the death and destruction associated with it. just because our family not have complete tranquility does not mean we exarcerbate differences of opinion or rule out productive discussion, make compromise and the like. sometimes nothing works and we keep our distance, but rarely resort to (wait a minute, i be playing to your point, LOL!) but really , we can reduce conflict by a helluva lot .have a good day. hey we reduced a bit of conflict just by having this a good evening . xxxsex milwaukee black women
You need to set up a budget that you think is realistic for what you spend based on your lifestyle and the lifestyle you expect. I'm using the retirement calculator in Quicken which seems to take all of the factors into account. One big rule of thumb I've heard is to redo it every year based on actuals. Another one I am considering is on the website:. Anyone used this? Most people advise against figuring it yourself because that would undermine the income to financial advisors .. but it isn't that tough. promise bbw Santa Fetwo scenarios immediately come to mind: 1) this is an attempt at baiting someone (or everyone) to disagree with you. 2) you have had an experience (a very specific experience) in your life, that caused you to think this way. since i don't know you, or what is actually going on here, i can only throw my perspective out there- if for no other reason than to shake yours up a bit. my responses to the two scenarios above are as follows: 1)nobody is going to take this bait. maybe work on a different hobby/ way of interacting with people. 2) there are no absolutes. your experience is not a rule, nor is it the norm, nor is it something that likely happen again to you. roll with the punches, and please try to understand that by generalizing and stereotyping, you hurt yourself more than anyone and you cripple the progress of good in the world. dating conversation
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