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For a good book on this, read the Healing of. The author discusses how Great Britain, Canada, Japan, Germany,-, and handles their healthcare. Here are some of the key points: 1. Uninsured people drive up the cost of healthcare for all of us. By not having insurance, they go into emergency care and then don't pay. The insured people end up making up the difference. If everyone has insurance, then the cost averages out. 2. Medical doctors in other countries are paid differently. Their education is paid for by the government. That means doctors do not have to pay off $ , -$ , of student debt. 3. If everyone is insured, then doctors do not have to pay for malpractice insurance. The cost of malpractice insurance has driven up health care cost. 4. If everyone is insured,the the costs for a specific medical treatment becomes a standard cost to all patients. At this point in the., there is a wide range of fee charged for the same service. This help keep healthcare costs low in and Japan for example. 5. If everyone is insured,then private insurance companies drop their rates in order to attract more customers. At this point American insurance companies are making a great deal of money. All of these countries have lower healthcare costs and better medical outcomes than the. The book is really eye opening. The surprising take home message is that the. already has the same systems of insurance like these countries already in use(Self insured group insurance, TriCare For Life for vets, Medicare, and Medic to name a few.) If we remove the insurance companies from the role of setting the costs for insurance and malpractice, the huge profits they receive are reduced and passed on to the American people as savings. The other countries don't allow them to make that kind of profit. any unshaven women 40 Lincolnshire 40
good advice all round. We try to get help to come in and help us. Could be hormones..she has MASSIVE crazy mood swings. One other possibility are her implants a year after we had our, she wanted a breast lift and implants, so we got those. She has had several gym memberships, but doesn't go, or even try to I tried changing my work schedule around as well to help more at home and give her more free time. the dad of the other is never around and no financial help so I it all, financially also I've raised them as well. Got to dead beat adults. in regards to her and I, I try to take her out as much as I can while managing to stay debt free. I always make all the plans, even when I encourage her to do so as well. We have money, just not :). with our getting older, its getting easier. I did give more info in another reply but to be real I think I'm done here on these channels. really I think we need marrage counselling and I agree she needs to listen to me, and vice versa. BTW.. I do listen to her, from my point of view she has simply stopped listening to my needs. and when I express my feelings and needs, she doesn't listen or try to meet me half way. That tells me the marrage is game over really anyway like another jaded person said, her side, my side, the truth. THOUGH, the one truth I can give is that from day 1, I was up front with what I was seeking in a partner, thats never changed and IMO I feel she is using me at this point, to get her through school (from other marrage). Its ugly..but its how I feel. if you re bored and looking for funi'm not over 50, but thought this was the right group to ask .my mother in law be in desperate finacial shape when she retires in 3 years. she is still working, but just shared with me the amount she discovered she'll be getting (she re-negotiated her divorce settlement it's not anywhere near what she needs). i know that my husband and i need to help support her. she has re-fi'd, credit card debt good ole property tax. i'm thinking she'll need to sell her house buy a 2 unit (one to live in one to rent) but i'm open to suggestions on strategies to put her on better financial footing. BTW, i am not asking for money/financial handouts, just advice to point us in the right direction divorce advice for women
chocolate seeks a little vanilla Wilkes Barre girl because as women we make less and live longer, and talking about money brings up a lot of emotional issues. As queer women, if we form partnerships we make less than a hetero couple or a couple of two men. Debt can be psycologiy crippling. A friend of mine gave me a good talkin' to after he went for some financial advice himself (he's a career student and very much in debt, but managing quite well by keeping his expenses down). So I'm just wondering what we're doing as individuals to take care of ourselves; maybe share some hard-learned advice. Like the stocks for example Because I'm, I have a lot of my RRSP funds in stocks, which have been doing very well, but I'm paranoid. I know it's not a good thing to sell when they're down, but I don't want to lose everything either. I was a teen when the last recession hit, so I have no idea how the market reacted and recovered. Key West women sex fuck
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