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For a good book on this, read the Healing of. The author discusses how Great Britain, Canada, Japan, Germany,-, and handles their healthcare. Here are some of the key points: 1. Uninsured people drive up the cost of healthcare for all of us. By not having insurance, they go into emergency care and then don't pay. The insured people end up making up the difference. If everyone has insurance, then the cost averages out. 2. Medical doctors in other countries are paid differently. Their education is paid for by the government. That means doctors do not have to pay off $ , -$ , of student debt. 3. If everyone is insured, then doctors do not have to pay for malpractice insurance. The cost of malpractice insurance has driven up health care cost. 4. If everyone is insured,the the costs for a specific medical treatment becomes a standard cost to all patients. At this point in the., there is a wide range of fee charged for the same service. This help keep healthcare costs low in and Japan for example. 5. If everyone is insured,then private insurance companies drop their rates in order to attract more customers. At this point American insurance companies are making a great deal of money. All of these countries have lower healthcare costs and better medical outcomes than the. The book is really eye opening. The surprising take home message is that the. already has the same systems of insurance like these countries already in use(Self insured group insurance, TriCare For Life for vets, Medicare, and Medic to name a few.) If we remove the insurance companies from the role of setting the costs for insurance and malpractice, the huge profits they receive are reduced and passed on to the American people as savings. The other countries don't allow them to make that kind of profit. lonely Quapaw Oklahoma women seeking men
I'm wondering how everyone handled the aftermath, so i'll post a little background about my situation first then get to my question. My story is simple, met someone and very quickly we became entangled. Jumped into a volatile relationship to begin with (she was fairly unstable, would have anger fits for no reason, throw things when she didn't get her way, her ex when i wasn't around so on.), i chose to overlook all these things and jumped in, i guess i figured i could fix her. Well after we became an official couple, she started spending money from my bank account (i should never have given her access but i did mistake was already made.) at first it was small amounts here and there, then it started getting out of control. When she was confronted about it she became angered and starting coming at me with nails, or whatever she could grab. I avoided hitting her (although at the end of there a few times I gave it some serious thought), I'm not a small guy 6' pounds, spent a lot of time at the gym, I knew if it ever got out of hand i'd end up doing some serious damage, so instead i chose to walk away, or take the hits and head out of the house for a few hours. SO finally I opted for divorce after 8 months of married life. Problem is I did not have a prenuptial agreement, and stood to lose a lot; at the time I had an apartment, several cars (a bit of a collection), and so on. At the start of the proceedings she said I was emotionally unavailable, always working even when at home (this part is somewhat true) and it seemed that things were going increasingly in her favor, I stated my side and how terrible life with her had been but it almost fell on def ears. So my lawyer decided the best thing to do was to sit down and settle, i was given a choice between giving her proceeds from a sale of my apartment or my life savings ($75, total), at the time my Apartment would have been worth roughly $ , so i opted in for the life savings, i wanted this to be over, but what my lawyer failed to tell me is that i would be paying for her lawyer fees as well (ooops mr. lawyer how kind of you). The fees totaled up to be over 45k between mine and hers i hear that isn't much according to some people, but it didn't matter. The only way i could get that money was pulling it off all my credit cards. So here i was 45k in debt woman seeking single native american 38 Florida 38My advice was right on the money. @@ And I posted it before either of you came along. Ferns post is inaccurate and do the op no good. She not get that money back. The best she can do is list it as a marital debt. Your welcome! married women wants for fun
male massage Harborton Virginia and thought she was cute. We started exchanging and texts. But this kept going on and on and so I told her that I wanted meet. She got kind of upset because she said that she was so busy with school AM and work PM. I said I understood and she was so impressed by my understanding that she found the time to meet me. When I met her I was attracted to her physiy and emotionally. She was nice and very cute. The attraction seemed mutual. We went on one more date after that and then we went back to the texting and. I got kind of fed up, and told her that I was breaking it off because I needed someone with more time. Well, she protested and said she thought we could make something and that she needed time to alter and adapt her schedule. And asked me to be patient. What do you all think about this? Should I open myself up to dating others? I do like her, but we have only met twice. Also, I am concerned about her ability to really change her schedule. Her debt to income ratio is very narrow: she works as a waitress and is barely able to make ends meet. I on the other hand make a lot of money and have a lot of free time. I know it is way to early for this, but I think I could help her financially at some point in the relationship. I wonder if she senses I have this ability and that is what making her want to keep me hanging on. Comments or suggestions please??? thanks in advance hot tubs today cheap pussy
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