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When he refinances, he receive a statement from the bank (required by law) that lists all of the costs involved it is probably worth it to split those costs just to get your name off the mortgage but he can't just make up. If that was the case he could say that the real estate agent wants a 25% commission. The bank also do an appraisal of the value, do what the others said and contact an independent appraiser for a valuation. Refi appraisals are not as accurate as an independent appraisal. Go with a number in the middle if you think that is accurate. Your key is to put in the agreement "actual closing costs are to be equally split" Most attorneys won't go with "imaginary closing costs are to be equally split", a judge probably wouldn't sign off on it either then go with the average of the two who wants to be spoiled by a sucessful handsome attorney
before themselves at times. If a person can't do that at least some of the time, they shouldn't get married. Marriage is really about sharing your life with someone not just sharing living arrangements until things get hard or there is a challenge. It's about working through those and having enough for a person that you really try. The other part to it is that the family is sometimes bigger than the marriage. Sometimes people try because the family unit is worth preserving. It's a family not just some club. stupid little girl white houseShe have enjoyed your dates and company well enough, but the reflexive avoidance of the kiss bodes ill, and worse is the avoidance of you since then with excuses. There are any number of possibilities she could enjoy free meals, be frigid, hate your smell when you get close, not be over her previous guy, you name it but if she isn't ready to connect with you even so far as a kiss a fourth date, chalk it up to experience and move on. black teen
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