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get a JOB and damn fast someone please correct me where I'm wrong!: You have health benefits for now, lousy as they are, it's better than nothing. You'll have to take leave from work for surgery and recuperation. you get back to work within a month? I don't think so. So that means you'll have to pay for your health benefits out-of-pocket. How much of your premium does your employer pay???? If you don't pay this FULL premium (including your employer's portion of the payment) for subsequent months you're off work, your health benefits cancel. Then you'll have a lapse in coverage. You do NOT want a lapse in coverage!!! Even if your DH gets a job somewhere during that time, WITH benefits, you won't automatiy be signed on and receive full benefits (because you had a lapse in coverage AND you have a pre-existing condition). There'll be a waiting period I forget how, 6 months, 12 months, something. They can't deny you for a pre-existing condition, but they don't have to enact your coverage on day one (of his eligibility with the new job, usually 90 days), either. As far as I understand the current laws, the only way you can maintain coverage with no lapse, is if you KEEP your coverage for a few months yet, HE gets a job with benefits, and you don't need to use that new coverage until he's past the 90-day probationary period with his employer. His new insurance must go into effect no more than 30 days after yours cancels. Play it safe, and make them overlap. (When this happened with DH, he'd been paying $ /mo for coverage. His employer paid the other $ /month. We got damned lucky his employer listed him as "approved leave" rather than FMLA on their records. As such, they continued to pay the premiums for the six months he was off work.) 46 year old male st8 looking for 50 lady for nsaI'm starting to go a little nuts here. I have joint legal custody of my but my ex has the. Without to much detail, she works in the psychiatric field and is really good at manipulating. Her relationship with the has quickly deteriated over the past couple of years. My 17 year old is moving in, my 11 year old and 7 year old want to as well. CPS has been ed on her twice, not by myself, as well as the a couple of times. The are afraid to be around her because of how volatile she is especially when she is drinking and that is often. To compound the drinking problem, she also takes a lot of perscription medication which enhances the alcohols effect. The ex, often, verbally the and periodiy physiy them. We have seen a court ordered councelor but that has turned bad because the are refusing to him because the mom has manipulated that situation and now the are being treated as if they are crazy and she is the victim. There is so much more detail but does anyone have any ideas what alternatives I have for getting all of the. I'd like to save my from this upbringing. nude wants
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