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Too much information,but from what I can, this guy has homosexual tendencies. The girlfriend be real, but she is also a cover up. You find that every gym has clientele, freaks, etc., who go to the gym solely for two purposes, to gaze and lust after men and to work out (and in that order). Your guys approach about getting the girlfriend in free I think was just an excuse to approach you and sort of feel you out. Everybody that goes to a gym is always looking at everybody. Sometimes that look means "I want you" and sometimes it means "I don't" I am not sure what your true feelings are for this "GUY" but I think you have a little crush. My advice to you is not to approach him at all. If he has got the "hots" for you, then let him come out with it. I would hate to you get insulted in the gym or worst punched in the face for coming on to a guy at the wrong time in the wrong place. older Butler Indiana men fuck buddiesFidelity Investments Estimates $ , Needed to Cover Retiree Health Care Costs Provides Steps to Help Consumers Develop a Plan to Meet Future Costs BOSTON (BUSINESS WIRE) A 65-year-old couple retiring in need approximately $*** to cover medical costs in retirement, according to Fidelity Investments’ latest health care cost estimate, released today. This figure is a percent increase over the estimate of $ . The retiree health care cost estimate is issued annually by Fidelity Investments. Since the estimate was first calculated in , the number has risen a total of 41 percent, with an average annual increase of percent. As in past years, the estimate assumes individuals do not have employer-sponsored retiree health care coverage and includes expenses associated with Medicare Part B and D premiums3 (30%), Medicare cost-sharing provisions co-payments, co-insurance, deductibles and excluded benefits (39%) and prescription out-of-pocket costs (31%). It does not include other health-related expenses, such as over-the-counter medications, most dental services and term care. “With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning,” said Kimler, executive vice president, Fidelity Investments. “Given current economic conditions, this is especially true for those planning to retire in the next few years or before they qualify for full Social Security or Medicare benefits.” Significant drivers of the retiree health care cost estimate’s increase from to include higher unit costs (., the price of a doctor’s visit) and higher utilization rates for health care services (., more doctor visits per person). Additional contributing factors include rising costs associated with new, such as better diagnostic testing, prescription and an increase in certain chronic conditions (., diabetes). dating and sex
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