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I'm sorry you are in this situation. First, because even though you have a good income, your expenses exceed your income and your hubby is still of the mindset that he is earning the big bucks he was earning before. Also, it must be extremely frustrating that he won't listen to you. It sounds like you might need a couples counselor as much as an outside financial adviser, but I would bet Hubby would resist both. As someone who was in a similar situation, I can tell you that harping on it not help. He think you are not supportive or that you are undermining his potential success with negativity. You need to remind him that you him and appreciate his hard work. Do not quibble over which Chinese restaurant is cheaper. In fact, try not to talk about money at all for a while. Then one day, go for a picnic in the park and while he is in a good mood, tell him you need his help. Tell him you are sad. Tell him you are worried about the future. If he loves you, he want to make you happy. He want to help you. Put the ball in his court. But you must insist he start handling the finances or at least sit down with you to go over the bills. Divorce is not the answer. It sounds like you need each other. You have family members whom you have helped in the past with no expectation of repayment. You might have to rely on their help without expectation of repayment. Finally, you should consider filing bankruptcy to get out from under your debt. He might think that is immoral too, but you might have no choice. free sex old women dating 2013They are a great place to start. I work at a large nonprofit that provides education, housing and health care to special needs adults and special and typical needs. Its not a volunteer job per se but I took a significant cut in pay to go there. I had to wait until my were almost grown in order to afford it but its been worth the change. Oddly enough, considering that I'm not a real dress up or touchy feeling type, I found myself the volunteer director of a small nonprofit that collect "gently used" dress wear and distributes it free to low income students so they attend their formal school functions or work interviews in style, just like their peers. Its about hours/week and it is so worth it to the smiles on the students faces. A prom dress or "new to you" interview suit is only important if you don't have one and can't figure our how to afford one. Right now, the little nonprofit has been notified that it "might" be infringing on a trademark. Rather than fight it, we'll just change our name. Anyone got anything clever for an org that collect used bridesmaid dress to hand out as prom gowns and better dresses and suits for interview wear? (Not like "Dress for Success" This is for guys and very women.) pbp wants for a life time relationship
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