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is that Americans just do not save enough money (just look at the credit card debt alone). Bush thinks that the average American not only saves, but has some savvy on how to invest in the stock market. The average person does not know how to do this, if they did manage to save their money. Even the best financial advisers would not tell their clients to invest without any knowledge. At least with the plan that is often brought up in comparison, the plan was to set aside some SS money and have the government (and presumably experts) invest the money. At least it was better than leaving each person out in the cold to figure it out for themselves. text sex free Pongian
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