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but you should be able to file as as you want. In my state, there does not have to be an actual separation, so you can file anytime you want. The bigger question is if YOU are ready to file. If so, then you should be able to start the process. If she's contesting, and you are not able to work out an agreement on assets, debt, etc, then the courts have final say so and divide everything up as they fit. Again, speaking from experience in my state. YMMV. thi shemal hot pec in Ganardzhias-mukhuriand the divorce decree states she is responsible for her debt, the credit card company goes after her. She can file bankruptcy. But if they have a joint account, then the credit card go after him. JBNJ- File Bankruptcy and be done with it. You can still keep your home and in two years, take a class they offer that helps repair your credit score. Go talk to a Bankruptcy Attorney. They don't charge for a consultation visit. mobile dating
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