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Holidays Have you STRESSED out?? m4w Do the holidays have you stressed out? Could you use a nice very relaxing full body massage? Would you like an oral happy ending without having to give or do anything in return? I am the man for you. I am white, clean, ddf and have an athletic build with very strong hands that can rub the worst stress out of your body. I also have one of the best tongues you will ever experience. The oral ending is not required if you do not want it, it is only a bonus as I love to see a woman in pleasure. Anyway, as I said nothing is required from you in return. All I ask is you not have more then a few extra pounds and you be clean. If you would like the oral ending I will also ask that you be shaved or very trimmed and DDF. I am real and I am not looking for any sites or anyone wanting p2p. I just happen to love a womans body and think they are the most beautiful things on earth. I am very good at both the massage and the oral so whatever you need feel free to email me. Put "stressed" in the subject line and tell me what you would like me to do for you. If you want my picture then send me yours. I look forward to your email and I hope you have a very merry christmas. 57028 woman balloon fetishReliable hangout buddy needed w4m Looking for a cute/good looking Caucasian male between 19-28 no older then that don't ask. I love blondes and redheads and don't live more than 20miles from Merced or Turlock. I'm pretty okay looking, very thick brunette,i drive, not stupid nor ghetto and mixed raced.i want a guy to hangout with go camping with, float down the river with, go to the movies with and even drive around with. Since I'm not looking to date you I want to just have someone that can do stuff with me since most of my friends are bitches when it comes down to have fun:) and I don't want anybody that's super awkward or a jerk lol. Send me a pic or you won't get a reply. any lady s want a creampie female wants females
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asian adult personal Miche (I pay for where she lives, bear that in mind). We have great sex. She has a job/career. She take care of herself and maintain a level of fitness. I like a fit woman who doesn't have a weight or attitude problem. She NEVER bring up marriage or moving in, it isn't going to happen. She has a life. Otherwise I have a housekeeper, a gardener, I do for myself in all the departments that these 2 don't cover and take care of myself without anyone's interference.
Southaven japanese girl fuck horseshit. So, high net worth individuals are not allowed to admit that they bit off more then they can chew and use the bankruptcy court in the way it was meant, to allow consumers time to regroup and repay their creditors in a way that does not leave them destitute at the end of the day? I read all of OP's posts and it sounds like a straight forward situation. They were making lots of money, OP's husband lost his job, was out of work for a period of time, because of that, the debt accumulated, he found another job, but it wasn't enough to cover their cost of living and now they need to restructure. It even sounds to me like OP's husband did the best he could for as has he could to avoid that eventuality. Credit card issuers and mortgage issuers take an assumed risk when they extend credit. Extend too much and they end up holding the bag at the end. I guarantee the bankruptcy court is going to order OP to make good on a fair percentage of their debt, due to their high income. And yeah, money concerns destroy marriages. OP and her husband are in their 60's. don't they, after a life of hard work, have an expectation that this one life altering event won't leave them destitute and on the streets? Especially if he worked for Lehman, Bear Stearns or WaMu, one of the large banks that failed and had all his retirement in their stock, ouch. Sounds like he was generous to his family etc. Should they have saved more, yep, should they have been diversified, yep, but life happens. Sorry, but hard times come to everyone. submissive women Ednor Woods
ca65 married looking for first anal experienceToo much information,but from what I can, this guy has homosexual tendencies. The girlfriend be real, but she is also a cover up. You find that every gym has clientele, freaks, etc., who go to the gym solely for two purposes, to gaze and lust after men and to work out (and in that order). Your guys approach about getting the girlfriend in free I think was just an excuse to approach you and sort of feel you out. Everybody that goes to a gym is always looking at everybody. Sometimes that look means "I want you" and sometimes it means "I don't" I am not sure what your true feelings are for this "GUY" but I think you have a little crush. My advice to you is not to approach him at all. If he has got the "hots" for you, then let him come out with it. I would hate to you get insulted in the gym or worst punched in the face for coming on to a guy at the wrong time in the wrong place. horny chicks
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help me take my mind off this back pain massage or better Fidelity Investments Estimates $ , Needed to Cover Retiree Health Care Costs Provides Steps to Help Consumers Develop a Plan to Meet Future Costs BOSTON (BUSINESS WIRE) A 65-year-old couple retiring in need approximately $*** to cover medical costs in retirement, according to Fidelity Investments’ latest health care cost estimate, released today. This figure is a percent increase over the estimate of $ . The retiree health care cost estimate is issued annually by Fidelity Investments. Since the estimate was first calculated in , the number has risen a total of 41 percent, with an average annual increase of percent. As in past years, the estimate assumes individuals do not have employer-sponsored retiree health care coverage and includes expenses associated with Medicare Part B and D premiums3 (30%), Medicare cost-sharing provisions co-payments, co-insurance, deductibles and excluded benefits (39%) and prescription out-of-pocket costs (31%). It does not include other health-related expenses, such as over-the-counter medications, most dental services and term care. “With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning,” said Kimler, executive vice president, Fidelity Investments. “Given current economic conditions, this is especially true for those planning to retire in the next few years or before they qualify for full Social Security or Medicare benefits.” Significant drivers of the retiree health care cost estimate’s increase from to include higher unit costs (., the price of a doctor’s visit) and higher utilization rates for health care services (., more doctor visits per person). Additional contributing factors include rising costs associated with new, such as better diagnostic testing, prescription and an increase in certain chronic conditions (., diabetes). women in Colombo ohio that want sex
I don't even so much as peek in there anymore. Why even bother? But I be posting in there I feel it building ~ deep inside of me. He he he Listen, to all of my fans, I'll be back later in the afternoon, and if anyone needs ass kicking until then? You can be sure that my friend here (the OP) cover for me and take care of business straighten out any noses that need straightening while I'm gone. So, beHAAAVE. free adult Bonner Springs Kansas KS
I believe I was born. I never felt the same as my peers and it took into my teens to sort out why that was. I believe people are for a variety of reasons. Some, like me and some by choice and some by individual attraction over gender attraction (like bisexuals). And then, experimenters or sexual tourists who just want to try a variety of things. As I said in another similar discussion, we responded to a simple argument of 'just stop being and chose being straight' with a simple argument of 'being isn't a choice' when life just isn't that simple. I for one can't imagine ever being attracted to a guy, but I also know that life is funny and we never know what is around the corner. I think attraction and sexuality are fluid and while we certainly have our preferences, and some from very early on, and some are forever, everyone is an individual with their own unique experiences and we can't make all encompassing statements that cover every one of us. Maybe for her, she sees herself as straight and was inexplicably attracted to her current partner. Instead of feeling like it wasn't within her control to like her, she decided it was more self empowering to define it as her choice. girls for fuck Glendale ArizonaFun guy man-looking to talk-Ufo and such. mature date
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