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bored at work need texting fun it seems the two of you have a spending problem. $ K on credit card bills seem a excessive for middle class people. also daycare is expensive for 2 year olds. mothers should really be exclusively with their up to age 5 or 6. since neither of you can afford to do that, i suggest finding a passive source of income. since you found this great new job, is there a way you could get a to make an investment or otherwise start a method for a passive source of income? also as a stay at home mother, is your wife helping you with your business or is she just out shopping all the time? you need to come up with a business plan for how to financially manage your life together and come up with a list of rules. your first rule should be- no shopping unless absolutely necessary. similarly not going out to extravagant dinners all the time. second rule should be she should help you with your consulting firm no 3 find a passive source of income. houses are never a great investment, unless it's already paid off and you are using it as rental property as a passive source of income. instead of selling your seattle house, why don't you use it as a rental property? my cousins recently bought a second house, and they are using the first house income to support their parents in which they are getting a large tax break. they also bought their parents a new house and the second house is paying for their mortgage. just "getting a job" isn't a great idea unless she is going to paid mid 6 figures because the daycare expenses add up significantly. most of all, you need to work as a team to solve your problems and come up with some viable solutions. if both of you are bad with money, then make an appointment with a financial advisor or personal wealth management or accountant and how you can benefit from tax breaks, tax incentives and getting a for attaining a passive source of income. good luck~
looking for anr Epping New Hampshire your current assets. You didn't state what sort of payout SS give you. Unless you have other sources of income and can cah out of your home, you NEED to wait some time before even thinking about retirement.
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