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biking is cheaper in the I saved about $ last by not taking the subway. My friend is giving up her car in favour of public transit and a scooter to get around in the. She'll be saving thousands a year, but paying for it in public transit headaches and getting wet when it rains. Next I'd look at cheaper ways to make healthier meals. This means spending more time preparing, but I find that $20 make a really good pot of veggie chilli that's nutritionally balanced and provide about 5 7 good meals. You can always add brown rice, quinoa and some extra pasta sauce to stretch the pot into more meals. Big pots of things go well into ziplock containers that can then go into the freezer, so you're not stuck eating the same thing all week. Cheaper, faster but less meals include things like souped-up kraft dinner like adding a tin of tuna for instant tuna salad (protein + carbs but no veggies so little vitamins) or a can of veggie chilli for a fast meal under $5. I find if I skimp too much on cheap meals though, I pay for it later by getting sick. I think spending $20 on a good vitamin supplement is worth it to ensure you're getting what you need even when you have to skimp on meals. In the, if you can, growing your own food saves a ton of money in the run. Again you'd need the time and a freezer to store what you grow. I think I might learn how to can sauce this fall. Staying saves money in cold remedies, time off work etc. I look at proper nutrition, exercise and enough sleep as a money saving strategy. If you pay for your utilities, you can get into the habit of lighting a few candles at night instead of having the lights on. Friends of mine have only one lamp in their living space with an energy saving bulb, and they pay less than $30/month for utilities. They do suffer in the with no air conditioning, fans only. If things got really bad I'd look at selling off my furniture and downsizing to a bachelor apartment until things got better. older sexe women of Lombard
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