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i'm not over 50, but thought this was the right group to ask .my mother in law be in desperate finacial shape when she retires in 3 years. she is still working, but just shared with me the amount she discovered she'll be getting (she re-negotiated her divorce settlement it's not anywhere near what she needs). i know that my husband and i need to help support her. she has re-fi'd, credit card debt good ole property tax. i'm thinking she'll need to sell her house buy a 2 unit (one to live in one to rent) but i'm open to suggestions on strategies to put her on better financial footing. BTW, i am not asking for money/financial handouts, just advice to point us in the right direction need a man to move in with meI know some one whos identity was stolen from a phone generated from within Bank of -'s customer service office. She was lucky that she only had a cell phone and kept very good records. It is a bitch to get a new ss# and change everything having that number. You did absolutely the right thing. If they want you as a credit card customer then they approve you when you apply. Also I if you are trying to build credit when you do get the card charge a small amount. Like a hundred dollars and pay it off over 3 months. You build credit faster having a small debt rather than paying it off every month. Once you get credit save your credit by only keeping one or two cards with decent credit lines. It is your potential for debt that kills your credit when trying to make purchases like cars and houses. I know you know this already but I did not and maybe someone might need to know. Lastly a fact or two from harpers. Number of consecutive months that the American workforce has spent more than it's takehome pay: 20 Number of previous months since the depression this had been the case: 0 looking for dating
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