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* Tattoos (particularly tribal bands and Chinese characters): So there's kind of a rule. Once 40+ year old men and sorority girls start doing something, it's no longer edgy. It's lame. We are currently at the high point of the "tattoo bubble", and within just a few years a number of people be left with permanent bad fashion. Guys, I'm telling you. My 40+ crowd, (and trust me, I the 40+ crowd), you especially need to stop. * The Bald Head and Goatee: People, ended a while ago. This has quickly become the hair style of choice for former "mullet" heads. This in turn means it's officially a bad look. Now, a bald head can still work. Facial hair can still work, as as it's not a goatee. However, the combination of bald head and facial hair sucks. * Really, really big muscles on fem guys: And fucking trust me here beefcakes, there's a lot of you. I was at Sanctuary last night, and noticed roughly 70% of the crowd violating this rule. It's so awkward to the "look like Tarzan talk like -" types, I almost feel unstable. * Piercings: Ok, this is officially out of control. Extra large ear piercings and nose rings look really cool in Native tribes. Everyone looks fucking retarded. Honestly, and I know this sounds harsh, it truly looks like an attempt to hide a plain face. "I'm not ugly, I'm alternative". Correction, you weren't ugly, until you decided to fuck up your face. You don't have to be traditional handsome to be attractive and you don't have to put shit all over your face. cougar erotic massage from lonely singles stud
You need to set up a budget that you think is realistic for what you spend based on your lifestyle and the lifestyle you expect. I'm using the retirement calculator in Quicken which seems to take all of the factors into account. One big rule of thumb I've heard is to redo it every year based on actuals. Another one I am considering is on the website:. Anyone used this? Most people advise against figuring it yourself because that would undermine the income to financial advisors .. but it isn't that tough. 25 male seeking nsa fun fwbUnless it's been stated specifiy that the republicans have been ing PPACA Obamacare to be condescending is an assumption. Realistiy, have they labeled it obamacare to associate it with, probably. To feel the need to italicize things, such as "the name of the health care reform we passed two years ago" in an effort to educate me on the subject is just as condescending as you feel ing the healthcare reform act Obamacare. I don't need it, but thank you anyway. I read about PPACA nearly everyday, every week at a minimum and I live it as well. Stepping away from what the democrats and republicans think about the the act, as I stated before I think there are positives and negatives. For example, taking away the pre-existing condition rule. I think that's a wonderful thing, abso-freaking-lutely, for the people who do have pre-existing conditions and who should not be excluded from having insurance. However, I feel that it could also make people lazy as it relates to taking care of themselves and being responsible as well as costing more for the people who are responsible and who do actually maintain insurance now and take care of themselves. Where is the incentive now to take care of your health? If someone who knows that they can pay a nominal "penalty" for not maintaining insurance or taking care of themselves but should something go wrong, all they have to do is get insurance to pay for their significant health treatment. Where's the incentive to not smoke, frequently drink, eat fast food everyday or exercise? Why should I take care of myself when I can go and get insurance when I get sick? I can take the easy route and pay +/- $ a year in penalties as opposed to paying much more for insurance if I'm not sick. Meanwhile, the more people who are insured and seeking healthcare, the more the costs go up. How do we pay for this? Well, for one due to the risk associated with insuring everyone, the costs go up for those paying the premiums. Then, for those who fall within the Medicaid qualifications we increase taxes to pay for the health care. Again, responsibility is minimized for those who are not paying for their insurance. cybersex online
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