dom f needed NOW, m4w wm, tall, slender, in shape, attractive, professional, seeks female for role reversal. I am disease free, just tested after end of two year monagamous relationship with girlfriend. I have never done a guy, but love to pleasure my mistress endlessly. I do have an eclectic desire to experience role reversal, feminization, sissy training, french maid kind of fantasy. Lots of toy play. If interested please write soon with pic, one will be returned quickly. I am functional and enjoy switching somethimes and being the dominant. But very hot for this feminization thing, would love to be a femmed up sub for all your desires. write soon if serious. Array high Chatham Louisiana women looking for sexStupid, stupid ladies m4w So I'm browsing strictly platonic and I find one thing really confusing:
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Fidelity Investments Estimates $ , Needed to Cover Retiree Health Care Costs Provides Steps to Help Consumers Develop a Plan to Meet Future Costs BOSTON (BUSINESS WIRE) A 65-year-old couple retiring in need approximately $*** to cover medical costs in retirement, according to Fidelity Investments’ latest health care cost estimate, released today. This figure is a percent increase over the estimate of $ . The retiree health care cost estimate is issued annually by Fidelity Investments. Since the estimate was first calculated in , the number has risen a total of 41 percent, with an average annual increase of percent. As in past years, the estimate assumes individuals do not have employer-sponsored retiree health care coverage and includes expenses associated with Medicare Part B and D premiums3 (30%), Medicare cost-sharing provisions co-payments, co-insurance, deductibles and excluded benefits (39%) and prescription out-of-pocket costs (31%). It does not include other health-related expenses, such as over-the-counter medications, most dental services and term care. “With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning,” said Kimler, executive vice president, Fidelity Investments. “Given current economic conditions, this is especially true for those planning to retire in the next few years or before they qualify for full Social Security or Medicare benefits.” Significant drivers of the retiree health care cost estimate’s increase from to include higher unit costs (., the price of a doctor’s visit) and higher utilization rates for health care services (., more doctor visits per person). Additional contributing factors include rising costs associated with new, such as better diagnostic testing, prescription and an increase in certain chronic conditions (., diabetes). looking to meet ladies who suffer with anxiety
(Yep, our zone goes up to 11.) I used to be in 5, so big change. My Sunset Western Garden Book doesn't even cover 11. I can't wait until bird of paradise blooms. (sorry for the thread hijack if anyone cares) looking for a confident and Empire Colorado gentlemanI am not getting the selling of the bridge bit. I don't believe that to be a cover story. Preventing a woman from pursuing rape charges is fucking heinous. Covering for the men who perpetrate the rape is also heinous. I am sure it is not the *whole* story. But it isn't a matter of believability to me. I totally believe that they would seek to prevent any female detainee from leveling rape charges at her captors (the military). It is a matter or rationality/logic (or rather, lack of). In any case, I don't have any problem separating the fantasy from the reality. And do find the concept of a "virginity test" within a BDSM or roleplaying scene to be fertile ground. internet online dating
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