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if she's trotting out the "two months salary" advertiser's pap and the cost of her friend's ring as guidelines. I vote OP picks a nice $3K ring and sees if she 1) can seriously tell the difference, or 2) has the balls to pitch a fit and refuse him for being a "cheapskate". If the latter, he's well rid of her, because an engagement ring is only the tip of the iceberg on what he'll be expected to provide for her. If she can't tell the difference, the balance of the $10 should go for furniture, the honeymoon, and/or other things they can enjoy together. hottie driving blue 4dr chevy on hwy 62 near farmingtonIf that account was created when you were still a minor, which is what I understood, then it is a custodial account. When the turn 18 it is converted to a "regular" account, be it checking or savings. What I said is generally correct, although there are probably exceptions to the rule. If my wife were to go to the bank and take my name off of our joint account, I wouldn't be happy with her, and I wouldn't be happy with the bank for letting her do it. In fact, I can such an action would probably result in a successful lawsuit against said financial institution. I wouldn't expect the bank to allow any name to be from an account. When we get a divorce, if she goes to the bank with me and signs something allowing me to keep the joint account and remove her from it, that's different. They do that, but I would be surprised to it. In the case of a credit card, with an existing balance, the only way I know to remove a name from that card would be to transfer the balance and close the account. The same is true with a mortgage, car, or HELOC. The bank simply won't let one party out of an obligation to pay. Since the OP was asking mainly about a credit card, I answered that he or she should not expect the bank to allow one name to be from an existing account. I stand by that statement. bad girl
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