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The respondents to your post aren't trying to talk out of their ass, they are just relating their understanding to your situation. While there are states that divide assets , New York is not one of them. You are in an 'equitable' state and if you can prove that you always paid the mortgage, you have a claim on the asset that it is 'yours'. Because it was purchased prior to the marriage not exempt it from the normal 'division of assets' process. You indicated 'we' bought it, so I assume both names are on the title, but that still shouldn't be a problem in establishing equity, but require the decree demand a quit claim from your ex. horny mature GlastonburyThe mortgage is not the same thiong as a note It takes BOTH The mortgage (one document) secures the debt. the Note (another document (ties the asset/house, to the debt like a car title) so, quit claim makes the house legally yours, in the eyes of the state you live. The mortgage BOTH yours (use this later) The note the asset and both yours (why it be a problem) Talk to the x and tell her to talk to her lawyer You also talk to a lawyer If there is a remote the asset is going to be an issue, then tell the x to use the exemption, or you default on the debt affecting HER credit worthiness . a threat if you need it. this should be fixable, but if not included in the BK (not too late, there has been no hearing), it can be modified and corected now naughty local girls
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