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The Los Times reports that , illegals live in the counties comprising the greater Los area. Their economic activity is mostly underground, which means the employers pay low cash wages, no overtime, no benefits and no taxes . Chiang of the State Board of Equalization, California's tax oversight agency, estimates that the state loses $7 billion a year in unpaid taxes because of the underground sector." And while the tax collections are miniscule, the payments to immigrant groups overall is large: "The. Census Bureau reports that percent of Hispanics receive means-tested government benefits compared to 9 percent of whites." Education also takes a hit due to illegal immigration. The same source notes: "Even though California spends $ billion to educate who are illegally in this country, nearly half of Hispanic adults have not graduated from high school." The total cost nationwide to teach of illegal aliens is $ billion nationwide. The cost extends into the area of and law enforcement. "Almost 25 percent of all inmates in California prisons are from Mexico." begging the question, why arent they deported? Which would only beg the response, if they are deported, how can you stop them from coming back? These costs get in the latest Medicare, the Federal Government is picking up the tab for illegal alien health care:. hospitals in border states provide at least $ million a year in uncompensated emergency care to illegal aliens. "Mr Borjas, an economist at the University of California, San, and Trejo, another economist at that university's campus, completed a research paper in looking at immigrant population in the welfare system. Its findings dispel the myth widely propagated that only economic benefits arise from rising immigration. The two confirm the "widespread perception that unskilled immigrants are particularly prone to enter the welfare system, and that entry of large of immigrants in the past decades has increased taxpayer expenditures on income transfer programs"-that is, welfare and other government programs . The two also found that immigrant households receive a higher level of welfare payments than do native households." married for married for lunch or HadleyI'm sorry you are in this situation. First, because even though you have a good income, your expenses exceed your income and your hubby is still of the mindset that he is earning the big bucks he was earning before. Also, it must be extremely frustrating that he won't listen to you. It sounds like you might need a couples counselor as much as an outside financial adviser, but I would bet Hubby would resist both. As someone who was in a similar situation, I can tell you that harping on it not help. He think you are not supportive or that you are undermining his potential success with negativity. You need to remind him that you him and appreciate his hard work. Do not quibble over which Chinese restaurant is cheaper. In fact, try not to talk about money at all for a while. Then one day, go for a picnic in the park and while he is in a good mood, tell him you need his help. Tell him you are sad. Tell him you are worried about the future. If he loves you, he want to make you happy. He want to help you. Put the ball in his court. But you must insist he start handling the finances or at least sit down with you to go over the bills. Divorce is not the answer. It sounds like you need each other. You have family members whom you have helped in the past with no expectation of repayment. You might have to rely on their help without expectation of repayment. Finally, you should consider filing bankruptcy to get out from under your debt. He might think that is immoral too, but you might have no choice. sex with older woman
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