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If you skip a month on a CC payment, they'll hit your account with a late fee. Might put your account in a "high risk" status, and then they up your interest rate. Now your minimum payments are much higher, because of the interest rate, and even IF you make the minimums, LESS of your money is paying down principal. two months, and you'd best have some windfall coming in somewhere to get caught up two months payments, all late fees, overage fees if you're now over the limit plus, even when caught up, you're still stuck at the higher rate and higher minimum payments. And at this point, they're turning your account over to collections. It be closed but late fees and overage fees continue to rack up. Interest stays at the maximum allowed by law. When it's seriously delinquent, you MIGHT be able to negotiate a settlement but likely, that's going to be at least half of what you owe or more, and they want it in one lump sum. BTDT. Unless you're about ready to file bankruptcy if your situation is that dire, DO NOT any CC payments! They eat you alive. horny girls Broadlands IllinoisEveryone is going to know what a controlling, manipulating ass he really is. He had his toys, a motorcycle, a boat, a sixth wheeler, a workshop and a large screen TV. When I lost my job I had 3 other job offers but he wouldn't let me take them. He said we wouldn't be able to make it. BULLSHIT! I'd be making the same money still. He said he didn't want to struggle anymore like we had been. So he wanted to file for bankruptcy. He didn't want me working until after the bankruptcy was over. I told him we didn't have to file, that we had been struggling like everyone. But he liked to blame my job loss for him filing bankruptcy, NOT TRUE!! We would have been in the same sinking boat we had been in even after I started working again. HE over extended himself. I didn't have any toys. I sold my car (which I had paid off) so HE could get money for a down payment on a jeep. I even let MY house go because he said having two homes might be a burden financially, so of course, I sold MINE. He has used me as an excuse for all of his problems far too. I lost MY HOUSE, MY CAR AND MY SANITY. He is verbally abusive, bitches about everything did and acts like he's the poor victim! online dating for free
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I knew from day one my SO was poor, sucked with money and had no savings. If he doesn't have any money for the down payment I wouldn't suggest buying a property with him. If you're living together (thus know your expenses) and have an idea what he makes you should be able to figure out what he spends his money on or you could just ask sexy horny Hsingchenghsien married women seeking out Valentine men for sex
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