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It's true that they didn't feature that very prominently (and still don't), but I place the onus on the consumer. If you're going to engage in any purchase (house, car, etc.), you are responsible for finding out the total cost of ownership. In my view, it doesn't take a rocket scientist to that if you make $40, per year, then you have no business trying to buy a house that costs $ . Yet during the housing bubble, transactions of that nature were commonplace. One poster on this board mentioned a person who "bought" a $ k house with zero down, and the buyer didn't even have $2k in cash to pay closing costs. There was too much emphasis on "I want," and not enough on "Can I?" I held off on buying during the first half of this decade because I felt that the unprecedented increase in home prices (30% or more per year in some areas) was wildly unsustainable. I'm not all that bright (some even think of me as a doofus), but even I was able to foresee the problem. I was also able to determine that getting an ARM was a bad idea. So if *I* could do the math, why couldn't so others? horny women Cocoa Beach
straight dudes were pushed into purchasing more than they could afford by their wives. I have a fried whose wife made him buy a house in for $1, with a 6 mo ARM and a negative am option. I told him he was nuts but he just rationalized everything away. I just checked on Zillow and it’s sitting at about $ , now and we're probably not at the bottom yet. I really feel bad for him. sex in laramieI agree: change the locks when he stays out all night, and explain to the that he is NOT to be let back in no matter what he says. has he ever actually hurt you before? if not, I would take his threat to do so if you the as empty words. he's harming your far more by being such a lousy husband and role model than he could by breaking your arm. if you're fighting yet again, feel free to step outside with your cell phone and the cops. hot sexy men
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