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It requires that everyone purchase insurance or you be fined. So of course so are covered. If you cannot afford commercial insurance, you can apply for MassHealth. Low income get MH which is actually good coverage. I hear not all docs take it so that can be tricky. The mental health portion is quite good better than private insurance by far. Dental maybe not so much I heard they pull a tooth rather than fix it too often. If you are not low income but your employer doesn't offer a plan (or you work for yourself) then you can buy into Mass Standard. This is not quite as complete as Mass Health. If you are stuck just above the poverty line, but can't spare money to buy insurance (working poor and lower middle class) then you get fined. This is the part that steams my cookies. They take $ out of tax returns for the fine. But the $ doesn't go toward your next year's health insurance nor does it go toward medical bills you have piled up from not having insurance. IMO we should all be taxed like 3% and all get full coverage. Period. 3% is way lower than I pay for insurance right now. But if we all payed into the pool plenty of $ for medical care. bbw possible discipline needed
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