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You never have enough money to have a kid. You adjust your lifestyle, and become a father. you are a family with. you have responsibilities. If you have a kid now, or in 10 years, guess what. the loss of a job be devastating if you have a kid. timing doesn't matter. Having actually pushed me in my career. I wanted to provide for them, be able to send them to private school, and have the things they needed. If it were just me I would be fine living in a slum somewhere and not have a $ , mortgage in the midwest. I would not have cared if I crossed 6 figures in income. When we had our first kid the wife and I both worked. We did the math, and determined that we were actually spending 5k a year for her to work. Not making anything. When you consider wardrobe, lunches, dinners out because you both work late and are too tired to cook, daycare, higher tax rates with the higher income, and in a lot of cases a lack of earned income credit from the higher income .. it ads up. Reason 1 is MUCH more of a true to not have. If you want to enjoy the kidless married life, that is a very viable argument. The end result is, don't sweat the money, and if you guys can't talk about this and figure it out, then don't EVER have. Your styles of thought are too different, as are your desires and expectations of a family. bored ladies in Commerce California
It's the only logical conclusion you could come too in order to make ends meet. You'll be saving the money you've been helping her out with and your wife be able to help your mom out all day -! Win-win. I bet in 2 months she be working full time. In all seriousness though, I do not think your wife change. I also don't think it would be wise to borrow from the -'s. The amounts you "get" now vs. what you get in the future is ridiculously low and depending on your tax bracket, you could pay around 25% of that amount in early withdrawal fees and your taxes. Could you sell your income property or are you upside down in your mortgages? Personally I think you are at that "shit or get off the pot" stage and you don't want to leave because of the (and the money) which only leaves one actual option. It sucks to feel like your damned if you do (stay and go broke) and damned if you don't (divorced and go broke). Looking at it that way though, either way, you are going to go broke. Do you want to do it with her or without her? How do you really feel about HER after going through all this? If you her and think you can respect her again, I say accept that she always be financially irresponsible and take over that part yourself. There are few perfect people out there, is this her one and only flaw? Is she a cheater? Does she berate you in public? Beat the? ladies are you kinky and fun and wanna really date reallyI understand the courts in Oregon divide personal assets 50%/50%, then calculate who should pay support, if it is applicable. In this case it's a bit difficult. I live on my retirement from our assets, we have no other assets except for my old truck. That comes to $25k/yr income. If we split that up, my daughter and I only have $12, to live on. I can only work in my career outside the States, but I'm staying for my daughters education, so I am a full time stay home dad, and have been since she was a little girl. I believe my wife makes over $50k, outside the States, wouldn't report to the US courts her income, won't talk to me, won't go to the US Embassy to sign a document so I can travel with my daughter, and wouldn't be required by her country to pay any support, which she should be required to pay from $ to $ a month. The question is? Would the court deduct the total of the support, that should be owed till her 21st birthday, from her half of the settlement, since there would be no assurances that she ever pay the support? That would keep from crumbling my retirement. We should still have $20K/yr. I can afford to take care of my daughter and myself on that, but not well, and of course with no insurance. I'm also concerned about taxes since I am filing as married head of household. I can't include her income because I don't know what it is, and I won't get any of her tax receipts. Besides, she be paying taxes and into social scecurity in her own country. I believe there is an income exemption for income earned overseas, being away for more than 12 consecutive months. I'll go with that for now. My wife deserted my daughter and me over a year ago, but not after making a video, with her passport for ID, (she's a foreigner). She is standing next to our daughter, saying how great a dad I am and I should have full custody and raise our daughter as I like, she just wants a new start then she started out the door to her home country to meet up with a 20 years younger than her, what a cougar, and to top it off, she's taking classes and got a job for more than $50k running exercise classes all in the last year. Good for her, everyone's dream, really, I'm happy for her, but what about us? get laid
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