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Hello. time lurker, first time poster. Seeking your non-judgmental thoughts. I am a middle aged divorced woman. 6 months ago I met someone and we've been dating exclusively right off the bat which has gone very well. He is a quality. Also divorced after a 12 year marriage, no. He has about 90% of my "must have" qualities (has a high IQ and EQ, reliable, stable, respectful, focused, treats me royally, is physiy and sexually attractive) and 80% of my "wants" which is a good score. I know you're sensing a But, and here it it. The big thing on the must have thing that's lacking is a shared sense of humor. He is very serious and formal. I always feel I cannot really relax and be silly/goofy and have to be on my best formal behavior. We can aptly debate philosophy and world politics till the cows come home but we rarely laugh together. And if he does, it's about things that I don't "get", like strange word references. He also has a hard time expressing emotions and sentiments but that's not so much of a concern, just another symptom of his personal sense of propriety. I really like this guy for very reasons. I am falling in with him, and vice versa, and we are considering a term future. So, how much of an issue or non-issue is his lack of humor in the run? I wouldn't trade in his great qualities for anything but is it possible to have an LTR, possibly even a marriage, with someone who is so all the time? sexy 08536 femalethat are willing to remove a bad score from your credit report. What seems to happen now is this: Say you have a Citibank Visa and you don't pay your. They charge you interest and late fees for a few months, then they close your account. They a couple of times to try to get you to pay and they put bad marks on your credit score. When you don't pay up, they sell your account to a collection agency. The collection agency s and writes a few times and after 30 days, they start putting bad marks on your credit report. Now you have two unpaid accounts showing up. If that collector doesn't collect after about a year, then they sell your account to another agency and the cycle continues. At any point along the way, you can and attempt to negotiate the balance down but most lenders don't want to do much negotiating these days. You'd be lucky to get them to knock off 25% of the debt but if you are really persistent with them, you might be able to settle for less than half the amount owed if you have the full amount and are prepared to pay up on the spot. The best way to fix bad credit is to reduce the amount of debt and make future payments on time. If the credit is so bad that a person can no longer get a or a credit card, then a secured credit card is a good starting point for rebuilding credit. adult online chat
horny females Rutland - story short, I had the perfect relationship for years. of course there was an argument occasionally, but we both lost our jobs around the same time, and he moved with his parents back in the county. I have never been able to get over the loss of him (we didn't each other for a year after that, and he has firmly shown no to continue where we left off)because the only other relationship I had after that was to a boy (19) for a year, who clearly wasn't ready to settle down and cheated on me several times. I need help getting over the first one and trusting again. Age old question.
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