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If that account was created when you were still a minor, which is what I understood, then it is a custodial account. When the turn 18 it is converted to a "regular" account, be it checking or savings. What I said is generally correct, although there are probably exceptions to the rule. If my wife were to go to the bank and take my name off of our joint account, I wouldn't be happy with her, and I wouldn't be happy with the bank for letting her do it. In fact, I can such an action would probably result in a successful lawsuit against said financial institution. I wouldn't expect the bank to allow any name to be from an account. When we get a divorce, if she goes to the bank with me and signs something allowing me to keep the joint account and remove her from it, that's different. They do that, but I would be surprised to it. In the case of a credit card, with an existing balance, the only way I know to remove a name from that card would be to transfer the balance and close the account. The same is true with a mortgage, car, or HELOC. The bank simply won't let one party out of an obligation to pay. Since the OP was asking mainly about a credit card, I answered that he or she should not expect the bank to allow one name to be from an existing account. I stand by that statement. discreet black dk for u ladiesand I can why. You did make a commitment, and now you're looking for a way out. But maybe you just need to re-frame your thinking. You're experiencing burn-out. She probably is, too. What you need is a release valve. Some balance between your needs and your responsibilities. And I think that's entirely fair, and doable. If you and your wife are both working full-time, I think it's entirely reasonable to cut back on your overtime. I do not feel it's reasonable on your wife's part to demand that you work overtime. Does she work an extra 10 hours a week? Do you expect that of her? Would you demand it of her? Would she comply, if you did? Perhaps you two need to sit down and discuss where cut-backs could be done. As someone posted, things like cable, cell phones, take-out food and other such extras could be eliminated. You could also take some online or evening classes while working full-time. People do it all the time. Do your military benefits reimburse for college classes? If not, Pel grants and scholarships can defray a large portion of tuition costs. Student loans are always an option, and they allow a low interest payback. This could also help fund some of the extra care of your special needs. It require a great deal of time and effort, but if it's what you feel you need, I don't think it's fair of her to deny you this. And have that support adjusted. That's just plain ridiculous, especially for a special needs. american sex girls
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