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The mortgage is not the same thiong as a note It takes BOTH The mortgage (one document) secures the debt. the Note (another document (ties the asset/house, to the debt like a car title) so, quit claim makes the house legally yours, in the eyes of the state you live. The mortgage BOTH yours (use this later) The note the asset and both yours (why it be a problem) Talk to the x and tell her to talk to her lawyer You also talk to a lawyer If there is a remote the asset is going to be an issue, then tell the x to use the exemption, or you default on the debt affecting HER credit worthiness . a threat if you need it. this should be fixable, but if not included in the BK (not too late, there has been no hearing), it can be modified and corected now 23m bi w committed guy wanting to explore
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