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looking to fuck Bigelow Minnesota For a good book on this, read the Healing of. The author discusses how Great Britain, Canada, Japan, Germany,-, and handles their healthcare. Here are some of the key points: 1. Uninsured people drive up the cost of healthcare for all of us. By not having insurance, they go into emergency care and then don't pay. The insured people end up making up the difference. If everyone has insurance, then the cost averages out. 2. Medical doctors in other countries are paid differently. Their education is paid for by the government. That means doctors do not have to pay off $ , -$ , of student debt. 3. If everyone is insured, then doctors do not have to pay for malpractice insurance. The cost of malpractice insurance has driven up health care cost. 4. If everyone is insured,the the costs for a specific medical treatment becomes a standard cost to all patients. At this point in the., there is a wide range of fee charged for the same service. This help keep healthcare costs low in and Japan for example. 5. If everyone is insured,then private insurance companies drop their rates in order to attract more customers. At this point American insurance companies are making a great deal of money. All of these countries have lower healthcare costs and better medical outcomes than the. The book is really eye opening. The surprising take home message is that the. already has the same systems of insurance like these countries already in use(Self insured group insurance, TriCare For Life for vets, Medicare, and Medic to name a few.) If we remove the insurance companies from the role of setting the costs for insurance and malpractice, the huge profits they receive are reduced and passed on to the American people as savings. The other countries don't allow them to make that kind of profit. men seeking women Zortman Montana
lonely horney women Bettendorf Iowa I'm wondering how everyone handled the aftermath, so i'll post a little background about my situation first then get to my question. My story is simple, met someone and very quickly we became entangled. Jumped into a volatile relationship to begin with (she was fairly unstable, would have anger fits for no reason, throw things when she didn't get her way, her ex when i wasn't around so on.), i chose to overlook all these things and jumped in, i guess i figured i could fix her. Well after we became an official couple, she started spending money from my bank account (i should never have given her access but i did mistake was already made.) at first it was small amounts here and there, then it started getting out of control. When she was confronted about it she became angered and starting coming at me with nails, or whatever she could grab. I avoided hitting her (although at the end of there a few times I gave it some serious thought), I'm not a small guy 6' pounds, spent a lot of time at the gym, I knew if it ever got out of hand i'd end up doing some serious damage, so instead i chose to walk away, or take the hits and head out of the house for a few hours. SO finally I opted for divorce after 8 months of married life. Problem is I did not have a prenuptial agreement, and stood to lose a lot; at the time I had an apartment, several cars (a bit of a collection), and so on. At the start of the proceedings she said I was emotionally unavailable, always working even when at home (this part is somewhat true) and it seemed that things were going increasingly in her favor, I stated my side and how terrible life with her had been but it almost fell on def ears. So my lawyer decided the best thing to do was to sit down and settle, i was given a choice between giving her proceeds from a sale of my apartment or my life savings ($75, total), at the time my Apartment would have been worth roughly $ , so i opted in for the life savings, i wanted this to be over, but what my lawyer failed to tell me is that i would be paying for her lawyer fees as well (ooops mr. lawyer how kind of you). The fees totaled up to be over 45k between mine and hers i hear that isn't much according to some people, but it didn't matter. The only way i could get that money was pulling it off all my credit cards. So here i was 45k in debt single women Green Bay Wisconsin
I am 24, he is 28. We dated about 6 months, but knew each other longer before we got married. We have been married almost 2 years. I always wonder if he changed into who he is now or if I just didn't it when we first got married. I can't believe I was that blind, he's got to be changing before my eyes. I wanted to go back to college ( 2 years to finish), I my sorority and the friends I used to have but live so far away from now. I gave up my good paying job because the hours sucked, and now I am unemployed and at home all the time. We have so much debt now I never own a house or new car or anything I imagined for myself. It's not all his fault, I realize it. Just trying to figure out if there's any way to know if this depression pass or if it's serious. hookers in battle creek
yes, i am still in cowtown. one week from graduation. eeep! and currently looking for a job. much like all the rest of my classmates. This is the worst it has been in over 30 years for a graduating class. Normally, by this time of the year everyone has signed a contract and is happily planning a little vacation before becoming a working stiff for the rest of their life. This year, of those of us looking for a position (leaving out those doing internships, continuing with yet another advanced degree) we estimated last week that only about 25% of us have signed contracts. That leaves about 50 or so of us fresh faced new doctors with no job, and , of student debt that we need to start repaying in about 6 months. Yikes! Most of my time right now is spent job hunting (yet another interview today) and trying to keep my panic at bay. Its exhausting! But i keep my fingers crossed that i end up back in the bay area and can meet you in -! devoted local girls wanting sex looking for the sameSexy lady want sex Thunder Bay Ontario married men looking for women
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